What doesn't accounts receivable insurance cover?

Most accounts receivable insurance policies exclude losses resulting from customer disputes over product quality, contractual disagreements, and political risks. Many policies also implement waiting periods before claims can be filed and may not cover receivables that were already past due when coverage began.

How are losses calculated for insurance claims?

Insurance providers typically calculate losses based on the unpaid invoice amount minus any recoverable value,, such as repossessed goods or partial payments. Many policies cover between 80% and 95% of the eligible loss rather than the full amount to encourage proper credit management practices.

How does Billtrust complement accounts receivable insurance?

Billtrust’s automation platform helps prevent defaults through early warning systems and streamlined collections processes before insurance claims become necessary. Our analytics identify high-risk customers early, enabling proactive management and more strategic insurance coverage decisions that maximize protection while controlling premium costs.

Business Services Archives

Deutsch

English

Nederlands

Industry: Business Services

Type

Blog Case Study Ebooks Reports Solution Guide Video Webinars Whitepapers

Blog

Accounts receivable insurance: The missing piece in your AR risk management strategy

Video

Cintas Saves $1M Transforming Payment Operations with Billtrust

See how Cintas saved $1M+ and gained 14 full-time equivalents with Billtrust's AR automation. Watch their success story now!

Blog

Best accounts receivable software: Features, benefits and selection criteria

Blog

Accounts Receivable Automation Boosts Efficiency and Collections in Healthcare and Life Sciences, Study Finds

Blog

Webstore Maturity: Using Your ERP Data to Shortcut eCommerce Success

Your ERP data can jumpstart your eCommerce strategy and accelerate your webstore maturity. Learn how to build a thriving online store with this guide.