A New Way to Turn Payment Behavior into Actionable Signals
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Anticipate daily cash flow threats

See what’s coming, not just what’s already happened. Billtrust’s Cash Forecast refreshes daily using live buyer behavior, so finance teams see cash flow variance before it reaches the aging report.

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13-Week Cash Forecast

Long-range cash forecast for all channels

Your 13-week cash forecast is built from live payment activity and your open AR balance file. It covers all payment channels – not just Billtrust transactions – and includes confidence ranges, so your team knows how much to trust each weekly projection.

Top Impactful Events interface

Early warnings alert to cash flow problems

Daily monitors keep tabs on five key cash flow influencers, including changes in DTP metrics, Autopay enrollments, and payment modalities. Alerts identify the buyers and activities affecting your cash flow, showing the calculated financial impact for each week.

Buyers Impacting Forecast interface

See who is affecting the forecast and how

Rank all your buyers based on exposure, payment behavior, and historical patterns. AR and treasury teams see the same names, can act on the same accounts, and stop variance before it hits the books.

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Buyer-level behavioral signals, such as payment timing shifts, autopay changes, modality drift, have been a consistent blind spot in cash forecasting, even among companies with large data assets. The ability to surface those signals at the individual buyer level, with explainability, represents a meaningful step forward in AR intelligence.

Kevin Permenter, Research Director, IDC

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See the signs while there is still time to act

By the time a cash flow threat shows up in an aging report, the window to act has already closed. Behavioral monitors run daily, so the signal reaches AR and treasury teams while there is still time to adjust — not after the forecast has already moved.

Impactful Event interface showing top impact buyer accounts
Top Impact Buyers: Increased Days to Pay Metrics

AR and treasury teams in perfect sync

Forecast variance stops being a mystery when both teams can see which buyers are influencing cash flow. AR knows who to prioritize for follow up. Treasury knows which week the cash impact lands. With one platform, there’s less back and forth.

Know how much to trust each projection

Cash flow forecasts come with a confidence range, helping you understand the level of certainty for each weekly projection. This way, AR and treasury teams see not just the expected cash availability but also the context behind the numbers.

cash forecast showing confidence range
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Frequently asked questions

How is Billtrust Cash Forecast different from a standard DSO forecast?

Traditional DSO forecasts rely on historical averages and run rates from previous quarters. Billtrust Cash Forecast uses daily buyer-level signals — including DTP changes, autopay enrollments, and payment modality shifts — to project a 13-week AR cash flow outlook with confidence ranges.

Both AR and treasury teams benefit. AR teams can see which buyers are creating variance and prioritize follow-up accordingly. Treasury teams can see exactly which week a cash impact lands, reducing the back-and-forth communications between departments.

No. The 13-week forecast is built from your open AR balance file across all payment channels — not just transactions processed through Billtrust’s payment platform.

Daily behavioral monitors track five cash flow influencers: changes in days-to-pay (DTP) metrics, autopay enrollments, autopay unenrollments, payment method changes, and rising delinquency. Alerts surface the specific buyers and dollar impact behind each signal.