AR automation digitized paperwork.
It didn't generate cash.
Billtrust’s cash generation platform does what AR automation software never could: release trapped cash. One end-to-end AR platform turns revenue you’ve already earned into cash you can deploy. Get working capital on a timeline you can predict and with a cash flow forecast you can defend.
8,000+ digital transformations at companies worldwide
average ROI
average annual client benefits
of customers are “very satisfied” with Billtrust
year AR automation leader, G2
Two components. One platform. One outcome: CASH.
Most AR software handles tasks in isolation. Billtrust’s Cash Engine and Cash Accelerator work together to connect invoicing, payments, credit, collections, and cash application on one platform. So your cash flow management gets smarter as shared data compounds.
CASH ENGINE
Get invoices out. Bring payments in.
Cash Engine handles invoices and payments across every channel and payment method your customers use. Each transaction feeds the platform improving invoice matching, collections prioritization, credit risk management, and cash flow forecasting.
Up
to
50%
improvement in days-to-pay
30%
reduction in card processing costs
100%
PCI compliance
CASH ENGINE: INVOICING
Deliver to 260+ AP portals — no manual uploads
Billtrust delivers invoices across email, print, mail, and 260+ AP portals — no logins required. AI guides your buyers through their payment decisions to compress days-to-pay, while global eInvoicing compliance handles B2B and B2G mandates as they evolve.
CASH ENGINE: PAYMENTS
Accept any payment method. Optimize every transaction.
CASH ACCELERATOR
Match. Collect. Decide.
99.6%
match rates for top-quartile customers
Up
to
80%
increase in operational efficiency
saved per collections email
CASH ACCELERATOR: CREDIT
Manage risk continuously. Approve in minutes.
Billtrust monitors your entire portfolio for risk, automates credit decisioning, and reduces application approval times. Agentic Credit Lines analyzes 80+ data points, optimizing allocations. Credit bureau scores and risk trends continuously inform risk management and collections strategy.
CASH ACCELERATOR: COLLECTIONS
Automate repetitive work. Focus on your customers.
Billtrust’s agentic AI prioritizes delinquent accounts and automates the inbox management and call documentation that slows collectors down. Agentic Email cuts handling from 10 minutes to 60 seconds per message, while agentic VoIP auto-transcribes calls and supports documentation.
CASH ACCELERATOR: CASH APPLICATION
95%+ straight through processing
Billtrust matches payments to invoices using confidence-based machine learning (not static rules). Clients process 40 exceptions per hour on average — double the nearest competitor — and top-quartile clients achieve 99.6% match rates. The AI model continuously improves, learning from every exception.
THE LIFE OF AN INVOICE
See the full credit-to-cash cycle in action
Follow one invoice from credit approval through delivery, payment, matching, and collections. See exactly where manual processes trap cash and how Billtrust releases it.
THE LARGEST B2B BUYER NETWORK
Data no competitor can replicate
Wrapped around the Cash Generation Platform is the largest B2B buyer data network. Your AI model never starts from scratch. AI recommendations are powered by behavioral intelligence derived from 13M+ buyers and $1T+ in annual invoice volume.
invoiced annually
suppliers
buyers
companies
Four layers of AR intelligence
Trapped cash hides in what you can’t see. These four layers of AR intelligence are how Billtrust’s cash generation platform finds your best working capital opportunities. It connects your entire AR ecosystem, uses AI to learn how buyers pay, monitors financial risk, and watches over your cash flow forecast.
B2B cash generation platform
One platform connects and shares data across all AR cycles for unified management and consistent policy enforcement
Applied AI
Agentic AI and data foundations power cash forecasting, collections prioritization, dispute prevention and more
Behavioral payment data
Deep intelligence exposes buyer payment patterns and trends, enabling predictive insights and smarter decisions
Ecosystem connectivity
Vast integrations and connectors empower advanced automation where buyers pay and where finance works
CUSTOMER STORY
Payments 7 days early
eInvoicing rate
match rate
in savings
CUSTOMER STORY
Cutting AR costs by +50%
Collections and credit transformation speeds operations
in surcharging savings
electronic credit
applications
reduction in
postage costs
CUSTOMER STORY
Meet regulatory requirements and simplify workflow
Global consultancy ramps up for EU mandates and frees up time for more value-added services.
operating countries
total electronic
invoicing
projected global
growth
Experience you can trust
13M+
Buyers
2,600+
Suppliers
200+connectors
to ERPs, banks, and financial institutions
260+
AP portal integrations
5th largest
B2B PayFac globally
$1T+
invoiced annually
Worldwide Accounts Receivable Automation Software
Integrated Invoice-to-Cash Applications
Worldwide Embedded Payments Applications
Top AR Software Provider, G2 Reviews
Dig deeper into the Billtrust platform
Ready to get started?
In 30 minutes, we’ll show you how the platform applies to your ERP, your payment mix, and your current AR volumes. You’ll learn which products would have the fastest time-to-value. No hard pitch. No commitment.
Frequently asked questions
What types of businesses use Billtrust accounts receivable software?
Can we deploy one product or do we need the full platform?
You can purchase and deploy the Cash Engine and the Cash Accelerator individually or purchase them together. When paired, they work seamlessly as one platform. ROI increases when both systems are used together. Shared data compounds value by improving cash management and AI automation performance.
Which AP portals does Billtrust support?
260+ AP portals worldwide — including Ariba, Coupa, Tungsten, Basware, OB10, and others — with Billtrust managing invoice formatting and a 2-day SLA. Invoice payment status is tracked automatically. No portal logins are required.
How does Billtrust's cash application differ from rule-based matching?
Billtrust uses confidence-based machine learning — not static rules. The model learns from your invoice structure and buyer patterns continuously.
How does Billtrust use customer data for AI?
Customer data is never used to train foundation models. Insights360 generates insights within your account only. Cross-company benchmarking uses anonymized, aggregated signals exclusively. Solutions are SOC 1, SOC 2, PCI DSS Level 1, and ISO 27001 certified.