AI-driven accounts receivable software for retail
Improve customer experiences and streamline payments.
Trusted partner Real results
In retail, maintaining a healthy cash flow impacts everything from inventory management to omnichannel expansion. By automating and streamlining AR operations with AI, retailers can reduce payment complexities, improve cash application accuracy, and maintain the working capital needed to seize new opportunities.
Deep domain expertise
B2B retailers
Payments processed
ERP and financial integrations
Years of AR tech expertise
Transform AR with AI intelligence
Billtrust is transforming AR for retail companies all over the world. Our AI-powered platform spans the order-to-cash process including invoicing, payments, collections, credit, and cash application. Drive faster payments, improve cash flow, mitigate risk, and reduce operational costs. Discover how we’ve helped retail companies like yours achieve real, measurable results.
The Impact of AR Transformation
Accelerate cash flow
with AI-driven analytics and streamlined digital payments.
Reduce
risk
with better insights, built-in compliance, and automated processes.
Delight your customers
through a personalized payment experience.
Improve productivity
and save time and resources without expanding your team.
Trusted by hundreds of retailers
Billtrust Unified AR Platform
Invoicing
Speed up invoicing to free up your workforce
Streamline invoice generation and follow-up using our AI-powered invoice software that speeds up payments and reduces manual work, so your team can spend less time chasing payments and more time on what matters.
Payments
Smarter payments for stronger cash flow
Streamline reconciliation and manage multiple payment modalities with our AI-powered solution. Billtrust gives you the flexibility to tailor payment policies to fit your business, allowing you to optimize your customer’s experience while maximizing cash flow.
Cash application
Accurate, automatic cash application
Instantly match payments to invoices with our AI-powered cash application software. Reduce manual work, speed up reconciliation, and gain real-time visibility into cash flow.
Collections
The easiest way to get paid
Remove friction in the payment process with our intelligent collections software that can follow up on invoices, send reminders, and simplify payments. Get paid faster, with less manual effort.
Credit
Better insight for better decisions
Make more informed credit decisions with the predictive power and expansive data analysis of Billtrust’s industry-leading, AI-powered credit management software.
ECOMMERCE
Boost sales—and customer satisfaction
Give your customers a better online purchase experience with our scalable, AI-powered sales platform featuring integrations, predictive product search, and full lifecyle visibility.
AI & ANALYTICS
Drive AR Success with AI
AI-powered tools and analytics empower your AR teams to predict client behavior, auto-generate invoices and collections notices, improve match rates—and get paid faster.
INTEGRATIONS
Countless options for a seamless integration
Integrate your payment portal, eCommerce platform, and ERP of choice with 40 direct connectors offered—or work with us to establish a custom integration.
CUSTOMER STORY
Cutting AR costs by +50%
Collections and credit transformation speeds operations
in surcharging savings
electronic credit
applications
reduction in
postage costs
CUSTOMER STORY
Automation eliminates the need to work overtime
Golf equipment company effectively manages growth in e-payments.
credit card match rates
ACH match rates
hours saved annually
CUSTOMER STORY
Auto-part store drives down DSO with customer invoicing and payments flexibility
annual savings
increase in
electronic payments
average DSO
Experience you can trust
6K
digital finance transformations
$1T
in transactions processed annually
24+ years
40 connectors
260+
AP Portal Integrations
Worldwide Accounts Receivable Automation Software
Integrated Invoice-to-Cash Applications
Worldwide Embedded Payments Applications
Top AR Software Provider, G2 Reviews
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Frequently asked questions
What features should we look for in accounts receivable automation software?
Key features include automated invoice processing, payment matching, real-time reporting, customer self-service portals, integration with existing systems, security, and scalability.
What is the typical ROI timeline for AR automation?
ROI varies by organization, but many start seeing benefits within the first few months from reduced processing costs and improved cash flow.
Which software is often used to manage accounts receivable?
Retail finance teams commonly rely on AR modules within ERP systems or general accounting software for basic receivables management. However, Billtrust’s dedicated AR platform offers more comprehensive capabilities—unified automation spanning Invoicing, Credit, Payments, Cash Application, and Collections—designed specifically for businesses with complex order-to-cash needs and higher transaction volumes.
What is accounts receivable software?
Accounts receivable software streamlines credit assessments, invoice delivery, payment processing, cash posting, and collections workflows into integrated digital processes. Billtrust offers a unified AR suite with AI-based automation, customizable customer communication, and real-time analytics designed to improve cash flow management and operational efficiency while reducing manual work for finance teams.
Can QuickBooks do accounts receivable?
QuickBooks includes basic AR functionality such as invoicing and payment tracking, but lacks enterprise features like multi-channel delivery, ERP integration, automated exception handling, and AI-enabled Cash Application. Billtrust is purpose-built for complex, high-volume AR operations that require advanced automation, detailed analytics, and integration across the entire order-to-cash process.
What is the 10 rule for accounts receivable?
The 10 Rule is a simple risk management benchmark. If 10% or more of a customer’s total bill is overdue, we consider their account a potential credit risk. Billtrust’s platform includes a configurable rules engine that can trigger alerts or workflows based on specific aging thresholds, payment behaviors, or custom business rules. These configurations help ensure timely follow-up and improved cash flow management tailored to your specific retail operation.