Effective Date: November 11, 2019
Cookies Updated as of 8/20/2021.
Introduction and Scope
This Policy also explains how you can opt out of Cookies if you are protected by certain data protection and privacy laws, such as the laws implementing the e-Privacy Directive in the European Economic Area (EEA).
Cookies and Other Tracking Technologies
A cookie is a small text file stored on your device that contains information about your browser and online activity. Our Website may also employ a software technology called clear GIFs (a.k.a. web beacons) that helps us better manage content on our Website by informing us what content is effective. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Website users. We may also use local shared objects (a.k.a.flash cookies), pixels, or other similar technologies. All of these tracking technologies are collectively referred to as Cookies in this Policy.
You may opt out of Cookies at any time by clicking on the “Cookie Settings” button below. You can alter the configuration of your browser to reject certain types of Cookies. Note, if you reject certain Cookies, you may not be able to access and use all of the features on our Website. You may also set your browser to send a Do Not Track (DNT) signal. For more information, please visit https://www.aboutcookies.org/ and https://allaboutdnt.com/. We commit to user privacy by honoring “Do Not Track” signals received from web browsers.
You may also control your online behavioral advertising preferences and opt out from having your data processed by certain marketing companies by visiting http://www.youronlinechoices.com/ and http://optout.aboutads.info/. Please note that managing these preferences will not turn off internet advertisements in general. You will receive the same number of advertisements, but it will be less reflective of your interests, as based on your web browsing habits. The preferences that you set, including your opt out requests, may be stored in Cookies that are specific to your browser. If your browser is configured to block Cookies, our tool may not be able to store your preferences. In addition, deleting Cookies on this browser may result in your preferences being removed. If your preferences are removed after you delete cookies from this browser, you will have to update these preferences again. Also, remember that private browsing technologies (such as incognito mode) automatically delete all local storage and Cookies when the browsing session ends, preventing us from recording your choice made during the session; and preventing us from accessing any local storage created outside of the current session, which does not enable us to access the choice you made during a normal or previous private browsing session.
We’ll only store your preferences in this browser. Because some companies may not connect information about this browser with other web browsers or devices you may use (such as a web browser on another computer you may use, or one on a mobile device), you need to update your preferences by accessing our Cookie consent management tool above to set your preferences separately for other browsers or devices you may use.
Types of Cookies
We use both session and persistent Cookies. Session Cookies are deleted or removed when you close your browser. Persistent Cookies may be retained after you close your browser but have an expiration date.
Some of the Cookies placed on your device through our Website are first-party Cookies since they are placed directly by us. Other parties, such as Marketo or Google, may also set their own (third-party) Cookies through our Website. Those third parties may collect information about your online activities over time and across different Internet websites or online services. Please refer to these third parties’ privacy policies to learn more about the way in which they collect and process information about you.
Changes to this Policy
If we make any material change to this Policy, we will post the revised Policy to our Website and update the “Effective Date” above to reflect the date on which the new Policy became effective.
Factor Systems LLC dba Billtrust
1009 Lenox Drive
Lawrenceville, New Jersey 08648
Please allow up to 4 weeks for us to reply.