Effective Date: November 11, 2019
Cookies Updated in Real Time
Introduction and Scope
Cookies and Other Tracking Technologies
A cookie is a small text file stored on your device that contains information about your browser and online activity. Our Website may also employ a software technology called clear GIFs (a.k.a. web beacons) that helps us better manage content on our Website by informing us what content is effective. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Website users. We may also use local shared objects (a.k.a. FLASH COOKIES), pixels, or other similar technologies. All of these tracking technologies are collectively referred to as COOKIES in this Policy.
You may opt out of Cookie at any time by clicking on the  pop-up message that reads “Change Cookie Permissions” at the  of your screen of by clicking on this link. You can alter the configuration of your browser to reject certain types of Cookies. Note, if you reject certain Cookies, you may not be able to access and use all of the features on our Website. You may also set your browser to send a Do Not Track (DNT) signal. For more information, please visit https://www.aboutcookies.org/ and https://allaboutdnt.com/. Please note that our Website does not have the capability to respond to “Do Not Track” signals received from web browsers.
You may also control your online behavioral advertising preferences and opt out from having your data processed by certain marketing companies by visiting http://www.youronlinechoices.com/ and http://optout.aboutads.info/. Please note that managing these preferences will not turn off internet advertisements in general. You will receive the same amount of advertisements, but it will be less reflective of your interests, as based on your web browsing habits. The opt-out preferences that you set may be nullified if you delete your Cookies.
Types of Cookies
We use both session and persistent Cookies. Session Cookies are deleted or removed when you close your browser. Persistent Cookies may be retained after you close your browser but have an expiration date.
Some of the Cookies placed on your device through our Website are first-party Cookies, since they are placed directly by us. Other parties, such as Marketo or Google, may also set their own (third-party) Cookies through our Website. Please refer to the privacy policies of these third parties to learn more about the way in which they collect and process information about you.
Changes to this Policy
If we make any material change to this Policy, we will post the revised Policy to our Website and update the “Effective Date” above to reflect the date on which the new Policy became effective.
Factor Systems LLC dba Billtrust
1009 Lenox Drive
Lawrenceville, New Jersey 08648
Please allow up to 4 weeks for us to reply.