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Business Payments Network

Business Payments Network (BPN) makes accepting electronic payments easy. Remittance is automatically gathered, consolidated and delivered to your ERP. Accounts receivable teams and accounts payable providers both benefit from driving electronic payments through one powerful platform. With BPN you can get paid, get remittance and get on with business.

Your new digital lockbox

Business Payments Network has created a new type of lockbox for all of your digital payments. A secure email address captures ACH, wire and credit card payments sent to you via email. And BPN automatically retrieves remittance information from emails, attachments and websites. Funds are transferred and remittance is transmitted without manual intervention.

Reduce unapplied cash

Your cash application team likely spends an inordinate amount of time retrieving and tracking down customer remittances. Let Business Payments Network do the heavy lifting by pulling all your customer remittances into a single report.

Utilize existing payment systems

We’re not limited by standards. Business Payments Network integrates with your existing AP and AR software, so it’s easy to get started without major technology changes.

There’s an easier way to pay, and get paid.

Supplier business directory

Our supplier directory details the companies that accept electronic payments so you can pay them directly without needing to reach out individually to collect payment preferences.

Optimized payment channels

Business Payments Network provides payment flexibility for both buyers and suppliers, processing and automatically gathering remittance for ACH, wire transfer and credit card payments.

Programmatic payment preferences

Business Payments Network enables suppliers to programmatically enforce acceptance policies like maximum card payment amounts. This reduces phone inquiries from payables providers, as well as rejected payments that don’t meet supplier preferences.

Campaigns to grow electronic payments

Business Payments Network can help suppliers run campaigns to their buyers to encourage them to move on from paper checks and embrace electronic payments.

“We utilize BPN to enable businesses on both sides of the transaction to streamline their payment processes.”

Jeff Burik, Senior Vice President of Commerce Bank

“Digital payments from buyers can often lead to more manual work for suppliers. The organizations taking advantage of BPN are truly making digital payments touchless for both buyers and suppliers.”

Flint Lane, Billtrust Founder & CEO

“We’re excited about BPN’s growth and our ability to offer it to clients. It pairs well with their existing ACH and card capabilities and offers suppliers increased automation while driving new value to their own customers.”

Kevin Phalen, Global Head, Visa Business Solutions

Case studies

Customer Success


Learn how a consumer goods distributor saves time with virtual card capture technology.

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In first year

In first year

Customer Success

Leica Microsystems

Medical technology manufacturer saves $880,000 a year in credit card processing fees with Billtrust Business Payments Network.

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$880,000 SAVED
In annual fees

$79,000 SAVED
In monthly interchange fees 

Get a closer look at BPN

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Understanding the ROI of Accounts Receivable with Integrated B2B Payments

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Blog Post

Blog Post

Putting touchless payments in reach with BPN and Cash Application

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Billtrust announces Business Payments Network (BPN) 3.0, record volumes and new partnerships

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Are you interested in seamless electronic payments and lower costs of acceptance? Let’s chat about BPN today.